Money woes + I feel dumb

Uni is starting and that's often the time when the harsh revelation hits you hard---the exorbitant school fees!

I do not come from a well-to-do family and this tuition fees that amount to 32k plus will definitely put a toll on my parents. Blame it on the fact that my results are unable to secure a scholarship. Blame it on my stupidity. Sometimes, i really wish i can score better and get a bond free scholarship so as to ease my family's financial burden.

Tertiary school fees are really way too expensive! I really hope the government can subsidise more of our local uni fees! The foreign students have it much better. Everything is sponsored for their education here and they are only required to serve their 3 years bond upon graduation. No offence here please..we cannot deny the fact that foreign talents are important to Singapore, but i want to bring across my point which is more can be done to reduce local tertiary school fees...definitely more. :)

Enough of the gripes and instead of wallowing in my self-pity, I better start to think of some solutions. I know of the various help avenues present out there...Ok i am dumb i know, but not to the point to neglect help opportunites. As my parents' CPF accounts do not have much money, it looks like getting a bank loan is the way to go. The bad thing about bank loan is that the interest rate is way higher.

On my part, i am working my ass off giving tuitions here and there. Weekends are often burnt doing tuitions, but i really need the income. I do not want to graduate and be in debt just because i havn't repaid my loan. That sucks. Imagine working the 1st few years just to repay debts. Wait a minute..can i even be guaranteed a job in the 1st place?

Sigh. Still need to spend on laptops etc. etc. The list just never seems to end.